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Brenda Reid, Director, New Homes Division Close Window

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Fun lives in Chesapeake, VA; more specifically, Deep Creek commons! When you hear Chesapeake, many VA residents immediately associate this amazing town with the birth of the United States of America, a place where the Virginia Civil War Trials occurred, where in 1775 the Battle of Great Bridge occurred amongst other highly significant historical events. Although this may be true, Chesapeake is indeed a city full of prestigious history, there are other things Chesapeake has to offer its residents and Deep Creek Commons is one of them. When looking for a home, not just a temporary place to lay my head; but an actual home, there are three things that I look for specifically: Spaciousness, Cost-effectiveness and the quality of the neighborhood itself. A quiet condo community where three bedrooms and two and a half bathrooms gave me more than I could ask for. If I could tell you my actual feelings and how amazed I was by what Deep Creek had to offer both interior and exterior you probably would not believe me. Another aspect that attracted me to Deep Creek Commons was the location, I was given options, the option to easily travel to the attractions in downtown Portsmouth or Norfolk without hassle due to the easy access to interstates 64 and 264. In all, Deep Creek Commons gave me a soothing feeling with a centralized location that provided me with gateways to other features of the Hampton Roads community.

For more information on the Deep Creek Commons, visit our website or Like us on Facebook!

Also contact our site agent – Melinda Crane

About the Author
Dominique Burrell
 is a twenty-two year old senior at Old Dominion University from Richmond, Virginia.  While being a student at ODU he has achieved many goals and has become involved in many organizations holding leadership positions.   Upon graduation he hopes to attend graduate school to obtain his MBA in efforts to one day own a publishing company.

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2051 Sweetwood Drive

To the contrary of what people may think Suffolk is a phenomenal city full of opportunity and Moody Homes gives it another reason for people to move to this amazing city. You don’t always see a home that you’re content with instantly, or even a feeling of “this is it!”  Well how about this, place yourself in my situation. I am a senior in College, graduating soon (May 9th to be exact), have been living in on-campus housing since my freshman year (2009), and the closest thing resembling a luxurious home that I’ve seen has probably been the surrounding homes located in Park Place around campus.  So you would think that anything outside of the normal campus complexes may appeal to me and I’ll be content, right? Wrong! Prior to seeing Lake Meade Estates I was kind of iffy because there was only open field waiting for a home to be built, but then I began to use my imagination and create once I had seen the model home.  Using all of the features the featured model, The Cabernet, had to offer, I began to envision a dream home. A home where the fireplace located in the master room could be used for family soothing time, one of the bedrooms could be turned filled with memorabilia full of my high school memories, family pictures, and past or present accomplishments.  The master bedroom also gave me the opportunity to access a patio and view the beauty of Mother Nature and all its entirety.  The amount of space that I was given made me not feel cluttered and the fact that it was an ALL Brick home made it more appealing to me.  Ms. Pat Morgan was right- Lake Meade Estates is in fact one of the premier housing communities and I would recommend this community to any two-parent home or single navy men and/or women who want to enjoy the luxuries of an upscale home without paying too much.

 

For more information on Lake Meade Estates, visit our website or Like us on Facebook!

Also contact our site agents- Pat Morgan and Nancy Bass

About the Author
Dominique Burrell
 is a twenty-two year old senior at Old Dominion University from Richmond, Virginia.  While being a student at ODU he has achieved many goals and has become involved in many organizations holding leadership positions.   Upon graduation he hopes to attend graduate school to obtain his MBA in efforts to one day own a publishing company.

 

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YIKES, WHAT HAPPENED?? Wednesday we saw bonds take a dive following comments by Fed Chair Janet Yellen in her first Q&A session. The Fed statement and her comments sent Bonds and Stocks into a plunge. This caused rates to jump up. Stocks and bonds cut some losses and limped into the close. The past 2 days the bond market has struggled to try and recover some of the losses but with no real success. This is a clear sign of the volatility and the impact missing one day can have on rates. Clients who have entered into a purchase contract have the ability to watch the market with me as their Lending advisor and lock at the right time, clients who have NOT, CAN NOT! With the damage done the current recommendation is to float and allow some stability to come back in the bond market. With tensions increasing between Russia and the US this could cause some bond market recovery as investors run to the safety of bonds! Things can change fast, use me for advice,

For more info contact Nick Russo today!

Nick Russo
Vice President
Towne Mortgage - Your Hometown Mortgage Lender
Email: Nick.Russo@townemortgage.us 
Phone:  757-241-0858

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Saddle Brook Estates

If I could Summarize Suffolk, Virginia in one word it would have to be Life- a city full of life!  Home to several well-known actors and political figures, it seemed like Suffolk was the heart of substance and the addition of SaddleBrooke Estates made this city even more worth the while.  I have always heard about the advantages of southern-styled community homes, but never in Virginia… until now.  Full of an abundance of activities to engage in, SaddleBrook offers that “Southern Hospitality” feeling that no other community could offer me.  As I stepped outside of my car to view the neighborhood, a nearby neighbor who just happened to be walking her dog approached me with the biggest smile.  After explaining to her who I was and what my task at hand was she immediately extended an invitation into her home to enjoy a drink, that instantly brightened my day.  Even though I respectfully declined her offer, we began to ponder about the neighborhood and converse about an unusual topic.  Now when I say unusual, I’m not saying anything strange, it just wasn’t the usual conversation about the vicinity of the neighborhood but rather more about enjoying life and living.  Then that’s when it hit me, growing up I had always wanted to live somewhere where having a good relationship with your neighbor was a necessity to ensure both happiness and safety…This was it! The sky was a different color blue, the sun shined brighter, the neighbors made you feel superb, not to mention the nearest schools were in walking distance to add to that great Southern atmosphere.  Love at first sight is what I called it. From the minute I entered this community until the moment I left, I was welcomed with nothing less than open arms that only made the five bedroom homes more appealing.  SaddleBrook Estates would be somewhere in the near future where southern rural style living meets the urban experience- the best of both worlds!

For more information on the Saddlebrook Estates, visit our website or Like us on Facebook!

Also contact our site agent, Jobel Daugherty

About the Author
Dominique Burrell
 is a twenty-two year old senior at Old Dominion University from Richmond, Virginia.  While being a student at ODU he has achieved many goals and has become involved in many organizations holding leadership positions.   Upon graduation he hopes to attend graduate school to obtain his MBA in efforts to one day own a publishing company.

 

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Location: Olde Mill Creek, 2111 Turtle Pond Ct.


Right now it is 5:00 pm, I began to check my calendar and it hit me Graduation is soon approaching which means?? You guessed it- no more campus housing. Whop Whop!  The real world was quickly approaching and I needed to find a home fast, somewhere secluded but not too far from my friends and family.  Also, somewhere where the neighbors greeted you when you both went to get your mail in the morning.  A home near the highway so that I could travel back and forth from graduate school without any hassle.  Still nothing came to mind, until one day I visited Suffolk to catch up with an old friend.  I saw signs pointing to a group homes that led me to 2111 Turtle Pond Ct, immediately an immaculate feeling came over me.  It was as if a wave had come and washed away all of my worries and concerns leaving me with a peace of mind.  As I viewed the surrounding homes, one thing seemed to catch my eyes, a lake.  When I first laid eyes upon this lake, the aspect of fishing entered me without a doubt.  I have always wanted to live near a beach but who needs a beach with you have a private lake in the vicinity of your own home that can also be used for recreational activities!  The model I viewed definitely was a sight to see as it not only provided a central location, with a much needed home, ready for me to move into, but also a safe haven where myself and others can enjoy the commodities of an upscale Lake Resort without leaving the outskirts of my front yard. The search was over, my old living conditions were soon to be gone and new beginnings were ahead of me. 

For more information on the Lakes at Olde Mill Creek, visit our website or Like us on Facebook!

Also contact our site agent, Andy Mullen

About the Author
Dominique Burrell
 is a twenty-two year old senior at Old Dominion University from Richmond, Virginia.  While being a student at ODU he has achieved many goals and has become involved in many organizations holding leadership positions.   Upon graduation he hopes to attend graduate school to obtain his MBA in efforts to one day own a publishing company.

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Bond full steam ahead?  Actually, no, full steam reverse!!  Bonds rally for 5 days before dropping today.  Why? Because pending home sales beat expectations  and consumer sentiment rises to 81.6 and also beats expectations.  This is a prime example of why being in the market, under contract to buy a home and ready to pull the trigger on a lock is crucial!  The average rate has been volatile and the timing on a rate lock gets more and more important every day.  Often the right advice beats the right price.  I say this because a rate of 4.375% may sound great at the time of locking in a rate but what if the rates are 4.25% the next day?   This is why timing is everything, and not only in the timing of your lock, but the timing of your home purchase.  And with the cost to buy (considering Purchase price plus low Rates)a home is close to historic lows, the time is NOW!!

 

For more info contact Nick Russo today!

Nick Russo
Vice President
Towne Mortgage - Your Hometown Mortgage Lender
Email: Nick.Russo@townemortgage.us 
Phone:  757-241-0858

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Fannie Mae earned $84 Billion, yes, Billion in 2013, the highest ever for the 80 year old company. They will pay the US Treasury $7.2 billion bringing the total paid back to the US to $121.1 Billion. This is $5 billion more than the $116.1 Billion originally received in aid!! Mortgaged backed securities are struggling the past couple weeks and have caused the average interest rate to rise as previously feared. The Mortgage Bankers Association and National Association of Realtors expects the national average interest rate for a 30 year fixed mortgage to reach 5% to 5.4% by this time next year. With bonds dipping the last 6 trading days my recommendation for all current clients is Lock in the rate before Bond prices deteriorate further and rates climb!

For more info contact Nick Russo today!

Nick Russo
Vice President
Towne Mortgage - Your Hometown Mortgage Lender
Email: Nick.Russo@townemortgage.us 
Phone:  757-241-0858

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Location: The Villas at Witchduck Court

Its 12:00 noon and I’m on my lunch break driving aimlessly from Pembroke Mall wondering what has changed over the years.  It seems like the same ol’, same ol’ restaurants, shopping centers, mediocre living complexes, Blah Blah Blah! Nothing really stood out to me until I turned on N. Witchduck Road, I immediately noticed a new complex of homes being built, entitled “The Villas”.  I quickly made a U-turn and drove onto the property and one word came to my mind, Navy!  I have a cousin who’s currently at the Amphib base and would love this place for his self, as well as, his family.  Especially with the convenient access to the high ways for hassle-free traveling, I knew he would love this.

I observed the featured model, “The Chateau” from top to bottom, and the media room was the biggest asset for him.  A “Man Cave” as some call it would be in full effect, to escape the troubles of a nagging wife and/or kid’s haha.   A protected community with a build your own home feature for his specific needs is all he needed in order to escape the troubles of the Navy and to enjoy his life as a family man as well.

For more information on the Villas at Witchduck Court, visit our website or Like us on Facebook!

Also contact our site agents, Melinda Crane and Terry O’Gorman

About the Author
Dominique Burrell
 is a twenty-two year old senior at Old Dominion University from Richmond, Virginia.  While being a student at ODU he has achieved many goals and has become involved in many organizations holding leadership positions.   Upon graduation he hopes to attend graduate school to obtain his MBA in efforts to one day own a publishing company.

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Location: 1203 Bonnie View Arch Chesapeake, VA

When I hear Chesapeake, Virginia the first thing that comes to mind is Greenbrier Mall, Oscar Smith High School, and the home of former NBA All-star Alonzo Mourning but now Chesapeake, Virginia has an all new unusual attraction…Homes!! But not just any ol’ rinky dink home that was built in medieval times, Chesapeake is now home to Albemarle River Estates. An alluring neighborhood full of natural beauty, seclusion, and resources from all over, how could I resist? But I had to ask myself two key questions, what’s the catch? And was this house actually worth it? After having a first-hand viewing of the house I can definitely say this home is “worth the while”. Upon entering the Willow, the featured modeled home, I immediately thought about longevity; Marriage, kids, a profession, and more, this house was just that and more! A Place where I could live comfortably and crime free. A central location where children could grow up peacefully with a variety of education preferences ranging from Greenbrier Intermediate, Greenbrier Middle School, and Oscar Smith High School, This was it!

While walking around the home I noticed spacious rooms and began to imagine how I could use certain areas to finish up delayed office work, as well as, children having their own individual space. I thought to myself… Perfect! Now the troubles of finishing up work in a timely fashion at my job could be satisfied at home. After being amazed by the different energy saving options and other various exterior/interior features, I had to look no further. This was the home I would recommend for myself and others a place myself and others could call home, an Alluring home.

For more information on Albemarle River Estates, visit our website or like us on Facebook!

About the Author
Dominique Burrell
is a twenty-two year old senior at Old Dominion University from Richmond, Virginia.  While being a student at ODU he has achieved many goals and has become involved in many organizations holding leadership positions.   Upon graduation he hopes to attend graduate school to obtain his MBA in efforts to one day own a publishing company.

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Brought to you by Towne Mortgage’s Nick Russo

I will continue to recommend a locking bias for a mortgage interest rate to take advantage of the gains felt this past week. The bond market rose again today after some weak Jobs numbers but pulled back from its high’s to close right at the 200 day average bond price. If the bond market falls below this level there could be some rate hikes next week. If I were buying a home now and obtaining a mortgage at $250,000 and getting a 4.25% on a 30 year mortgage I would pay $1230 in Principal and Interest. If I wait and buy later, get the same price, but obtain a 4.875% rate my Principal and Interest payment would be $1323. I lose $93 per month. If we use the $5 per thousand estimate for a mortgage this $93 loss is equivalent to over $18,000 in sale price. So like I said, do not step off the fence…JUMP!

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